Loan-to-value

• Loans up to 97% of property value
  

Loan Purchase

• Rate/term refinance, cash-out refinance or purchase

Occupancy

• Owner occupied or investor properties

Terms

• 15, 20 and 30-year fully amortized loans are available on all properties

Subordinate financing

• Seller seconds up to 25% of property value, maximum LTV restrictions apply.  

Rate locks

• Rate locks are automatic on the 6-month adjustable, 2 and 3-year fixed programs

Documentation

• No tax returns required, no income verification.

Loan types
6-month adjustable; 2, 3 and 7-year fixed, then adjustable; declining fixed rate and interest only programs are available

Property Types

• Multifamily
• Mixed-use
• Automotive
• Bed and Breakfast
• Industrial
• Mobile Home Park
• Office
• Retail
• Self Storage
• Warehouse
• Flagged Hospitality
• Funeral Home
• Day Care
• Gas Stations
• Health Care
• Restaurant
• RV Park
• Flagged and Unflagged Hospitality